To add an authorized user to your account, you have two options: adding them through your online account or by calling the customer service number on the back of your card.īefore contacting Chase to add an authorized user, be sure you have their following information handy:
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How to add an authorized user to your Chase account Here’s how to do it, how it affects the authorized user’s credit, what the applicable fees are and how to decide whether adding an authorized user to your account makes sense for your situation. There are, however, some instances in which you may not want to add an authorized user to your account. When you pay on time, it’ll be reported on the authorized user’s credit as an on-time payment, establishing a strong credit history over time. When they’re added as an authorized user, Chase will report the account to the credit reporting agencies as if it belongs to the authorized user. It can make household finances more convenient while also helping authorized users build or improve their credit.Īdding teenage or college-age kids as authorized users can also help them build strong credit scores.
Technically, anyone can be an authorized user, but authorized users are typically the main cardholder’s family members, guardians or trusted individuals.Īdding an authorized user to your Chase credit card is a quick and easy process that makes sense in several situations. The user is issued their own credit card, but won’t receive a statement and is not responsible for making payments. An authorized user is a person who is allowed to make purchases on your credit card account.
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